Christmas Penguin

A really jingly penguin image:

I am entering my card into these challenges:
Clear It Out Challenge - Sketch + Die-Cuts (circle + pennant)
http://clearitoutchallenge.blogspot.ca/2014/08/lets-clear-some-stuff-out.html
Papertake Weekly Challenge - Torn Paper
http://papertakeweekly.blogspot.co.uk/2014/08/anything-goes.html
CHNC - Fur and/or Feathers (feathers)
http://craftyhazelnutschristmaschallenge.blogspot.co.uk/2014/08/chnc-challenge-189-fur-andor-feather_0.html
Robyn's Fetish - Anything Goes
http://robynsfetishchallengeblog.blogspot.co.uk/2014/08/challenge-224-anything-goes-8102014.html
ABC Christmas - P is for Penguins
http://abcchristmaschallenge.blogspot.co.nz/2014/08/p-is-for-penguins.html
Ruby's Rainbow - For The Birds
http://rubysrainbow.blogspot.co.nz/2014/08/ch85-for-birds.html

I have used a Christmas themed paper from MME for the background.  I tore a strip of Core-dinations paper for the contrast centre panel.  The pennant has been cut from Shimmer Cardstcock from DCWV.  The image is from Bugaboo Stamps and has been coloured with copic markers R59, b29, B24, Y15, R14, B000.