Digi Images Only at Incy Wincy Designs

I am really behind this week!  Anyway, there is still time to enter the Digi Images Challenge at Incy Wincy Designs.  That's right - no rubber stamps allowed.  This week we are sponsored by Dr Digi's House of Stamps.

I have used the image called Surfin' Santa.  Very appropriate for here as we have Christmas in the summer months!

I have used  a spotty paper from a paper pad by Kaisercraft.  The sentiment and border are from the same paper pad.  I coloured using copic markers.  I also added some pearls from Rosie's Studio.