This is more what Christmas in New Zealand is like - without the palm trees though! For us, Christmas is in the middle of our summer.
I would like to enter my card into these challenges:
Catch The Bug - Photo Challenge
Craft Your Passion - Anything Goes
Robyn's Fetish Challenge - Anything With Water
I have used a paper from a paper pad by Kaisercraft - from the paper pad I bought while on holiday. It was one that I hadn't seen before so I bought it - particularly as it was an aquatic themed one. The image is from Bugaboo Stamps and has been coloured with Promarkers and then fussy cut. I added two silver stars which I had diecut using a Memory Box die and some glitter cardstock before I left home.