I went away from the standard fold on this one with a fold that I'm not sure what it is called!
I would like to enter my card into these challenges:
Di's Digis - Fancy Folds
CHNC - Brown
CRAFT Challenge - Christmas
Craft Your Passion - Anything Goes
I have used a polka dot paper from a christmas paper pad by Kaisercraft called "Yuletide" The image is from Di's Digi Downloads. I also added a sentiment and embellishments from a christmas embellishment pack.